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financial wisdom

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 ðŸ’Ž *22 Pearls of financial wisdom* 💎 Money is a terrible master but an excellent servant. *1) Bonds are for storing wealth and equities are for creation of wealth*. *2) The biggest asset one can have is zero debt*.  *3) The greatest discipline in personal finance is living below your means*. *4) As Ben Carlson says, emotions cannot be back tested. That’s why past bear market always looks like opportunities and future ones scary*.  5) Early financial independence and early retirement are completely different. To me, the former is a blessing and the latter is a curse. *6) Don’t think how it would have been if you’ve started 10 years ago. Start today and visualise how you would feel 10 years from now*.  7) The neighbourhood we live determines our life style & spending. Need to be careful in choosing one which matches our goals and personality. *8) Paying minimum balance regularly on credit card is the maximum sign that you’re getting into debt trap*. 9) Many are l...

Make Yourself Valuable

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Everyone has their own definition of perfection, someone considers a beautiful physique, good job and happy life to be perfect, then one fulfills his goals and considers himself to be perfect.  Not everyone is perfect.  Neither you, nor I nor any of the most beautiful and most successful people present on this earth.  But if you think that you are, then how can it be found, people will be surprised to think about it.  So if you also want to be perfect, then follow the steps given below. Always be in beta Anything worth doing is worth doing badly . Be in beta. Do things badly. Abandon perfectionism. Following this advice can seem nearly impossible when pitte against our identity. But when we allow ourselves to go into the rapid iteration of trial and error, like a child learning to walk, the feel -good neurological response just may charm away the snake of a strangling ego. Develop Coping Mechanism Lying is not only a defense mechanism; it's also a coping mechanism an...

Reasons Why Silence is a Source of Great Strength

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  Silence increases the power of resolve and controls the impulses of speech.  Silence is internal austerity, so it leads to internal depths.  In the moments of silence, new secrets of the inner world are revealed.  Preventing the wastage of speech, preventing the decay of internal powers through mental determination, is to be available to silence.  Silence leads to the protection of truth and control over speech.  Moments of silence can be inspired by the divine with new mysteries of nature. Reason why silent people are successful  1  They are gr eat planners       The good and the wise lead quiet lives. When we allow ourselves to be quiet, to breathe in and breathe out, without the need to force ourselves into saying another word or think another thought, that’s when we can hear our inner voice, our heart, and intuition. That’s when we can experience our own Divinity, our own beauty, and perfection. 2  They are good listener ...

Make your customers the hero of your stories

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 There is a slight difference between the customer and the consumer.  The customer speaks to the buyer and the consumer to the consumer of that item or service.        Satisfied  customer is the best source of                                    advertisement  Like when all traders buy goods they become customers.  Therefore, when a shopkeeper buys goods from a wholesaler, he becomes a customer of that wholesaler.  And when a consumer buys from that shopkeeper, he is his customer. According to Philip Kotler, "The concept of sales assumes that in the absence of marketing, the consumer will generally not buy enough of the organization's products.  Therefore, aggressive sales and promotion work should be done with the aim of motivating the customers to buy the products.   Customer satisfaction is important because it is an indicator of se...

Effective Search Engine Optimization Requires a Commitment, Not a Campaign

  Search engine optimization (SEO) is the process of influencing a website's online visibility, or the unpaid results of a web search engine in which the web page is often referred to as a "natural", "organic" or "earned" result.  In general, the earlier (or higher the rank on the search results page), the more often a website appears in the list of search results it will receive from search engine users;  These visitors can be converted into customers.  SEO can target a wide variety of searches, including image search, video search, academic search, news search and industry-specific vertical search engines. A well-made content encourages people to link to your pages and shows Google that your pages are interesting and authoritative.  This criterion of the selection and classification of pages leads to the success of search engines, because Google wants to show interesting and authoritative pages in search results.  Google brings the most authoritative...